SJB Companies Inc. CASHWISE 4.0 SP3Financial Services Computer Computer Software
Financial Services Software
SJB Enterprises partners with Softwise, Inc. to carry out your money advance, check cashing, installment and loan that is payday. All this is thanks that are possible Softwise’s flagship computer pc software item, Cashwise.
This state-of-the-art online financing software provides solution that no other pc software provider does; a totally supported, multistate module for online cash advance payday loans.
Cashwise provides numerous solutions, such as for instance; OFAC, Check21, Money Recycler, Biometrics, yet others. Softwise items are utilized by a number of companies, including check cashing facilities, convenience shops, pawnshops, food markets, commercial collection agency companies, and loan companies.
Pay Day Loans – Installment Loans – Name Loans
Cashwise provides the many comprehensive cash advance system in the marketplace. It offers solutions that span from fundamental check cashing to loans which are installment vehicle name loans. In addition it provides you with the capability to offer items and solutions. We make an effort to remain the best choice of this payday financing market by constantly incorporating and upgrading modules to meet up with the requirements of both you and your clients, such as for example with our Check 21 and WiseCard prepaid Visa modules. Our objective would be to make business that is doing possible for you possible. The number of choices with Cashwise are unlimited.
Options that come with this pc computer pc computer software include:
- Industry Leading cash advance and check always Cashing SoftwareNo other software gives you as much payday lending and check cashing choices as Cashwise. This system is completely customizable to suit your organizations requirements and methods.
- Effective Point-of-Sale SolutionCashwise provides you with the capability to offer products and services that the clients need and want, like the new WiseCard Prepaid Visa system.
- Complete Back-end Management and ReportingNo other software gives you as numerous payday lending and check cashing choices as Cashwise. This program is completely customizable to suit your organizations requirements and techniques.
- Check Cashing ModuleThe check cashing module in Cashwise lets you easily and quickly money checks for the clients. As with every of your other modules, that one is customizable; you set the costs.
- Complete Payday Loan SystemThe pay day loan system includes choices such as for example regular pay day loans (where in actuality the client will pay straight right payday loans Louisiana right back the mortgage on the payday that is next) installment loans, and vehicle name loans. Each module is completely customizable to satisfy your preferences and company methods.
- Effective Installment Loan ModuleSimple interest loans, Rule of 78, interest just loans, modify payment regularity, website website link security, and more. The Cashwise Installment Loan Module supports fully amortizing installment loans on any re payment regularity, and very first payment dates is timed with consumer paydays to greatly help facilitate repayment.
- Title Loan ModuleThe Cashwise Title Loan module enables you to produce loans where in actuality the motor automobile name could be the security regarding the loan. Installment or solitary duration loans, link several collateral to 1 loan, flexible charge plans, and connect images to your loan.
- Fraud PreventionThe Cashwise software is created for the utmost fraudulence security for the clients by giving you have real profit capture their photos, signatures, and finger marks; hence preventing some other person from utilizing their account.
- Work Control ModuleEmployees clock inside and outside from Cashwise. This program determines regular and overtime hours, and you may create work and manufacturing reports.
- Biometric CapableThis module may be used for worker access in Cashwise and deal approval, along with confirming a client’s identification. aids signature pads, hand printing scanners and image capture products.
- Multi-location AwareWith slim customer, this method enables your shops to get in touch to a main file host that houses most of the information. Your shops and hq will never be away from sync, because your entire information is in one location and accessed in « real timeВ©. Aids communications between branches for consolidated reporting and extra fraudulence prevention.
- Incorporated with third party solutions; Teletrack, Veritek, OFACServices such as for example Teletrack verify funds are available before processing financing demand. Veritec checks to make sure that the consumer doesn’t have some other outstanding loans with every other payday loan provider. OFAC checks your client’s up against the U.S. Treasure’s OFAC SDN list, to make sure that your consumer’s can legitimately get that loan. For Florida, Indiana and much more.
- Powerful Collection SystemOur complete debt that is featured module was created to meet up with the requirements of a big or little collection company, with exemplary automation regarding the collection procedures.
- SQL Server Database SystemSoftwise could be the standing that is longest, many robust SQL-based system on the market.
- Windows BasedRuns in the industry standard Windows system platform for ease-of-use and installation.
- Check21 (Remote Deposit)Our company is happy to announce our brand new Check21 module software. Check21 user interface with Unicheq a remote/ACH processor. Electronic check transformation is the method of transforming a paper check to a payment that is electronic. There was value that is tremendous integrating check conversion as a merchant’s re re payment system: price reductions with greater efficiency and quicker capital.
- Eliminate each NSF Bank charges! Eradicate the 10-15 delay on ALL NSF’s day.
Savings over traditional paper check processing include; bank charges, deposit preparation, returned item tracking, money administration and collection. Other cost cost cost savings consist of:
- Reduced deal time
- More process that is efficient shutting out registers
- Reduced came back products
- Effective processing regarding the staying NSF things
- Enhanced customer care
- More transaction that is secure less visibility
- Reduced mistake rate
Taking into consideration the price and effectiveness, conversion is substantially favorable to old-fashioned check processing. CSI currently processes billions of bucks yearly through the Automated Clearing House (ACH) Network. For rates and information that is additional contact Scott Bennett of SJB Enterprises @ 763.450.7100. To schedule a gathering with a CashWise representative please call 763.450.7100 or fill our contact Request Form out